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IMPORTANT INFORMATION

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Updated: Wed, June 03, 2020 at 04:58pm EDT

fairwinds.org | Get the freedom to go further.

Auto Loans as of 06/01/2020

We can help find the right options for you. Learn more about auto loan options

Loan Term New Car APR* Used Car APR*
36 Month
a Eliminate Debt productEliminate Debt
new auto rates starting at
1.98%
used auto rates starting at
2.18%
48 Month
a Eliminate Debt productEliminate Debt
new auto rates starting at
2.39%
used auto rates starting at
2.65%
60 Month
new auto rates starting at
3.25%
used auto rates starting at
3.65%
72 Month
new auto rates starting at
3.52%
used auto rates starting at
4.02%
  Want an even better auto loan rate?
Enjoy a .25% APR* discount on your next auto loan when you have the FAIRWINDS Preferred Visa® Signature card.
Learn more about our Preferred Visa Signature card.

*APR = Annual Percentage Rate

Rates are current as of 06/01/2020. Your actual rate is based on your credit quality, down payment, loan term, and amount financed.

Discounted Rate: Rates above include a .25% discount for automatic payment from a FAIRWINDS checking account. The rate will increase by .25% in the event payment is discontinued. Any increase in the rate will result in more payments of the same amount until what you owe has been repaid.

Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.

Other Loans as of 06/01/2020

We can help find the right options for you. Learn more about other loan options

Loan Type Annual
Percentage Rate
(APR)
New Motorcycle starting at
7.05%
Used Motorcycle starting at
7.35%
New RV starting at
6.05%
Used RV starting at
6.35%
New Boat starting at
6.05%
Used Boat starting at
6.35%

APR = Annual Percentage Rate

Your actual rate is based on your credit quality, down payment, loan term, and amount financed.
Discounted Rate: Rate discounts for automatic payment from a FAIRWINDS checking account will increase by .25% in the event payment is discontinued from a FAIRWINDS checking account. Any increase in the rate will result in more payments of the same amount until what you owe has been repaid.

Rates are current as of 06/01/2020.

We are your one-stop shop when it comes to your loan. Learn more about home financing options

Mortgage Type Interest Rate APR Points
30 year fixed 3.375% 3.534% 0.736
20 year fixed 3.000% 3.192% 1.000
15 year fixed 2.625% 2.829% 0.637

*Rates are updated frequently and are subject to change without notice. Rate lock cutoff time is 4:00 PM EDT. Any lock requests received after 4:00 PM will be subject to tomorrow’s posted rates. Interest rate quotes are based on a credit score of 740 and a maximum loan-to-value of 80%. Discount points may apply.

Credit Cards as of 06/01/2020

Some of our credit cards have unique benefits and special offers. Learn more about our credit card offers

Name APR
Visa Signature® Credit Card starting at
18.00%
Cash Rewards Visa® Credit Card starting at
10.24%
Orlando City Visa® starting at
10.24%
Orlando Pride Visa® starting at
10.24%
Platinum Rewards Visa® Card starting at
10.24%
Platinum Visa® Credit Card starting at
9.24%
Secured Visa® starting at
18.00%

APR = Annual Percentage Rate

Personal Loans as of 06/01/2020

Find out which was is the best way for you to borrow. Learn more about personal loan options

Loan Type APR*
G.O.O.D. Loan
(Get Out Of Debt)
starting at
7.79%
Personal Loan starting at
8.60%

Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.