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None of the risk and all of the reward, our Certificate of Deposit (CD) accounts let you keep your money safe and secure while they grow.

Looking for a guaranteed rate with short- and long-term options? A FAIRWINDS Certificate of Deposit (CD) can help you grow your savings risk-free, in a term that works best for your goals.

We even offer an add-on option on some of our CDs, giving you the freedom to add unlimited funds to your account.

Member Bonus CD

Rates as high as 1.87% APY* with deposits starting at $10,000.

Available to members who have been with the credit union for at least one year that deposit a minimum of $10,000 from another financial institution.

Promotional CD

Rates as high as 1.77% APY* with deposits starting at $1,000.

Recharge your savings journey with a Promotional CD, then make it grow with our limited-time rates and flexible add-on feature.

Standard CD

Rates as high as 1.61% APY* with deposits starting at $100 on Add-On CDs.

Get the best rates available and boost your savings with a Certificate of Deposit from FAIRWINDS and terms that fit your schedule and lifestyle.

Early withdrawal of Certificate of Deposit is subject to penalty. Fees can reduce earnings on the account.

*APY= Annual Percentage Yield.

FAIRWINDS Member Reviews

Certificate of Deposit Account is rated 4.7 out of 5 by 309.
Rated 4 out of 5 by from Like the location and open Satur I try to avoid banks and just like the overall atmosphere of credit unions and think that Fairwinds will be ble to take care of all my needs.
Date published: 2020-01-19
Rated 5 out of 5 by from Great CD and easy to open. I am a member since 1978 and I am very happy with the service I receive from Fairwinds.
Date published: 2020-01-18
Rated 5 out of 5 by from Great personal touch I called in talked to Shannon and one day later everything was taken care of.
Date published: 2019-12-20
Rated 5 out of 5 by from Good CD rate! I became a member to take advantage of your CD rates.
Date published: 2019-11-26
Rated 5 out of 5 by from Great value & opportunity Glad I can quickly open up and take advantage of the 7mo promo CD! Great value and a better way to save than what I was doing before. Thank you!
Date published: 2019-11-25
Rated 5 out of 5 by from Great service Great service from day one I have been impressed rate them number one
Date published: 2019-11-25
Rated 5 out of 5 by from Totally satisfied ! I have been a Fairwinds member since 2009. I have never been disappointed in their service. When opening a CD recently, my experience was as I expected....Total satisfaction with the question and answer aspect of the process, and happy with my decision. Thank you Fairwinds!
Date published: 2019-11-25
Rated 4 out of 5 by from FWCU 7-mo. CD offewr not usually attracted to CofD;s but having been a FAIRWINDS depositor for nearly 10 years, this offer was perfect (because of the % it pays for the 7-mo . stretch.Perfect for guys who want to the most for the CofD's they deposit into. Not many credit unions have these and the nice thing was- I can keep depositing into it within the 7-month sector.
Date published: 2019-11-24
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