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IMPORTANT INFORMATION

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Updated: Thu, March 26, 2020 at 02:37pm EDT

fairwinds.org | Get the freedom to go further.

Questions about a new mortgage?

We are here to help.

We are your one-stop shop when it comes to your loan.

 1.888.413.0672

Ready for Financing

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Want to refinance

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Looking for a home

Learn More about Looking for a home

Places Where We Do Home Loans

We offer lending in California, Colorado, Florida, Georgia, Massachusetts, and Texas.

Save up to $6,289 with a

FAIRWINDS Credit Union mortgage

FAIRWINDS rates as low as
2.932%
APR 15 Yr Fixed

VS

National Average*
3.22%
APR 15 Yr Fixed

$6,289 is the difference between the amount paid in interest between FAIRWINDS Credit Union's rate at 2.932% APR compared to 3.222% APR for the National market average over the life of a $250,000 mortgage over 180 months.

*Based upon independent research conducted by Datatrac for 130016 financial institution locations in the National market as of March 31, 2020.
APR = Annual Percentage Rate

Get started now, or call 1.888.413.0672

I consent to be contacted at the Home and/or Mobile number listed above regarding my FAIRWINDS appointment. I represent and agree that I am the wireless subscriber or customary user with respect to the mobile telephone number(s) provided and have the authority to give this consent.

Guarantee

Rate Re-Lock Program

What if rates go down? You may be able to Re-Lock at a lower rate, helping you save even more.

Learn Moreabout our Rate Re-Lock Program

Popular Loan Rates

Mortgage Type Interest Rate APR Points
30 year fixed 3.875% 3.924% .07
20 year fixed 3.750% 3.804% .148
15 year fixed 2.875% 2.932% .25

*Rates are updated frequently and are subject to change without notice. Rate lock cutoff time is 4:00 PM EDT. Any lock requests received after 4:00 PM will be subject to tomorrow’s posted rates. Interest rate quotes are based on a credit score of 740 and a maximum loan-to-value of 80%. Discount points may apply.

Plus, enjoy NO CLOSING COSTS** options on terms up to 30 years. Enjoy all normal closing costs paid by FAIRWINDS with as little as 3% down.

**All normal closing costs are paid by FAIRWINDS. This includes the origination charge, appraisal, title insurance, settlement and search fees, recording fees, and documentary stamps. This does not include the prepaid escrow, first year’s homeowners insurance, property taxes, interim interest, or discount point. Example rate, Annual Percentage Rate (APR), and payment: a $200,000 30-year mortgage loan at 4.875% (5.019% APR) results in a $1,058.42 principal and interest monthly payment. No closing costs offer is not available in Massachusetts.

What our members are saying...

      - Don M

Great experience with Fairwinds

A friend of mine is a Fairwinds member who was very happy with his mortgage. We are thankful that he referred us to Fairwinds, very positive experience for us.

     

Mortgage

Fairwinds is so easy to work with. They made my mortgage a very pleasant experience. Jeremy was amazing!

     

Great Experience!

I applied for a mortgage loan through FAIRWINDS and it could not have been a smoother process. Application was easy as was the approval. They kept me informed every step of the way and were always available to answer any questions I had promptly. An overall terrific experience from application to closing.

Tools and Resources

  • Mortgage Calculator

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  • How much home can I afford?

    When you're buying a home, mortgage lenders don't look just at your income, assets, and the down payment…

  • Should I convert to a bi-weekly payment schedule?

    It may surprise you that most banks and mortgage companies collect two to three dollars for every dollar…

Meet the Team

Our Mortgage Professionals are ready to serve you. Find your mortgage partner below.

Learn more about Angel Diaz

Mortgage Loan Officer
Yo Hablo Español
NMLS# 601277

Apply for mortgage with Angel Diaz Bio for Angel Diaz

Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application.
Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.